Compare BOI SwaDhan Rupay Platinum vs RBL Bank Platinum Maxima Plus Credit Card

SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount

Obtain 2 reward points for every Rs. 100 spent on purchases
Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
1% surcharge on fuel

Pros

Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons