SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount
Welcome Gift of 4,000 Bonus Membership Rewards® Points
Get benefits on travel bookings with American Express Travel Online
Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels
Avail 2 Supplementary Gold Credit Cards at no additional cost
Editor's Review
Pros
Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
No Golf Privileges
No Airport Lounge access
Pros
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
Enjoy greater flexibility in spending with "no pre-set" limit
Cons
The travel rewards can only be redeemed through amextravel.com