BOI SwaDhan Rupay Platinum vs PVR Kotak Platinum Credit Card
Joining Fees
₹0
₹0
Editor's Rating
3.7
4.2
Key Features
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
- Get 15% Cashback on Food and Beverages at PVR
- Get 5% Cashback on Movie tickets at PVR Box Office
- For the first year no Joining Fee
- Your Add-on Card will have all the benefits that you enjoy on your Card
Editor's Review
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
Pros
- Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
- Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
- Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN
Cons
- The add on card comes with a charge of Rs 299 per card
- No Golf/coaching sessions
