PVR Kotak Platinum Credit Card vs InterMiles HDFC Bank Signature Credit Card

• Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
• Get 15% Cashback on Food and Beverages at PVR
• Get 5% Cashback on Movie tickets at PVR Box Office
• For the first year no Joining Fee
• Your Add-on Card will have all the benefits that you enjoy on your Card

• Renewal Benefits

A. Continue the exciting journey with 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 750  Flight Discount vouchers

B. Get Rs. 1000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

• Get 6 InterMiles on every Rs. 150 spent on retail spends
• Get 12 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
• Get 12 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
• Privileges on Etihad Airways

A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

B. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

• Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
• VISA Lounge Program: Get 16 complimentary visits Per Year (4 per quarter)
• MasterCard Lounge Program: Get 16 complimentary visits (4 per quarter)
• Priority Pass Membership: Get Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program. It allows preferential access to more than 600 airport lounges around the world, and a well deserved rest, refreshment along with the use of business facilities like phones, fax, Internet access and conference rooms
• Primary Card holders can get up to 5 free visits to the International Lounges every year
• 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
• Zero liability on lost card
• Revolving Credit is available at an interest rate of 3.6% per month
• Avail up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Pros  

• Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
• Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
• Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Cons

• The add on card comes with a charge of Rs 299 per card
• No Golf/coaching sessions

Pros

• InterMiles as welcome benefit and reward points
• Domestic and international lounge access with Priority Pass
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Cons

• InterMiles can only be used for travel related bookings on the InterMiles website
• There are other travel credit cards that offer more redemption options
• No golf or movie benefits