Compare BOI SwaDhan Rupay Platinum vs Axis Bank Insta Easy Credit Card

SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount

Avail Visa International Global Card Assistance Services
Withdrawal as much cash as required
Avail credit limit of your choice up to maximum of 80% of the FD principal value
No extra charge on purchase transactions for up to 50 days
Any application for the Credit Card gets guaranteed approval
The Credit Card is equipped with Platinum Chip contactless technology
1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 6 points on Domestic spends for every Rs. 200
Earn 12 points on International spends for every Rs. 200
100 points on the first online transaction

Pros

Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons