Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Avail 0.5% Cashback on all other retail transactions
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Obtain up to 50 days of interest free credit
Avail up to 20% discount on partner restaurants through Dineout
Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
Get 1.5% unlimited cashback at other retailers
Avail 1.5% unlimited cashback on entertainment spending
Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
4 complimentary domestic airport lounge visits per year
Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app
Editor's Review
Pros
By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Cons
No golf benefits
No fuel benefits
No airport lounge access
Pros
Get 10% accelerated cashback on dining and food delivery
Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
Avail 1.5% unlimited cashback on entertainment spending
Cons
No fuel benefits
No rewards benefits
No international lounge access
More comparisions with Paytm HDFC Bank Mobile Credit Card