Paytm HDFC Bank Mobile Credit Card vs FBB SBI STYLEUP Card
Joining Fees
₹149
₹499
Editor's Rating
2.25
3.8
Key Features
- Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
- First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
- Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
- Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
- Avail 1% Cashback on all other Select Paytm Spends
- Avail 0.5% Cashback on all other retail transactions
- Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
- If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
- Obtain up to 50 days of interest free credit
- Avail up to 20% discount on partner restaurants through Dineout
- Anniversary gift of 2,000 Bonus Reward Points every year
- An upfront discount of flat 10% round the year, while shopping for Fashion Apparel, Accessories, Backpacks, Footwear & School Bags at Fbb and Big Bazaar Stores
- 10X Reward Points on spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all Dining expenditures
- Maximum surcharge waiver of Rs. 100 can be availed per cycle on the STYLEUP Card
Editor's Review
Pros
- By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
- Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
- Avail 1% Cashback on all other Select Paytm Spends
Cons
- No golf benefits
- No fuel benefits
- No airport lounge access
Pros
- The FBB SBI STYLEUP CONTACTLESS CARD comes with flexi pay option, which enables individuals to convert all transaction into easy monthly segments
- With balance transfer facility, transfer any other outstanding credit card balance to your SBI Card. And then on you can repay them under easy instalments and a lower rate of interest
- The card gives 10X reward point on all spending at Big Bazaar, FBB and Food Bazaar, along with the dining spending
Cons
- As the FBB SBI STYLEUP CONTACTLESS CARD is pivoted more towards fashion spending and urban usage, it is a bit weak for heavy daily usage. Although it has got a global footmark, yet its features might seem limited to a seasoned traveller
- The card lacks in the domestic cluster in features such as domestic travel, airfares and so on. Health facility is also not well covered
