Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Avail 0.5% Cashback on all other retail transactions
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Obtain up to 50 days of interest free credit
Avail up to 20% discount on partner restaurants through Dineout
If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
Annual fee waived upon spending Rs. 3 lakh in the preceding year
50% cashback on movie tickets purchased through BookMyShow
Flexible Spending Limit
Visa Offers Complimentary Airport Lounge Access within India
Complimentary Priority Pass membership
On transactions over Rs. 2500, convert the purchases into EMIs
Avail up to Rs. 2.5 crore for Air Accident Cover
Get 15% off on dining bills at partnered restaurants in India
Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
Get 10 Reward Points per Rs. 200 spent domestically
Get 20 Reward Points on every Rs. 200 spent internationally on
On the first online transaction get 100 Points
Editor's Review
Pros
By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Cons
No golf benefits
No fuel benefits
No airport lounge access
Pros
Avail Gift Vouchers from top brands
Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
Obtain Air Accident Insurance Cover
Cons
The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
More comparisions with Paytm HDFC Bank Mobile Credit Card