Milestone Benefit: By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
First Year Fee will get waived by spending Rs. 1,000 (Non-EMI spends) within the first 30 days
Renewal Year Fee will get waived by spending Rs. 25,000 (Non-EMI spends) in the 12 months period
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Avail 0.5% Cashback on all other retail transactions
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
Obtain up to 50 days of interest free credit
Avail up to 20% discount on partner restaurants through Dineout
Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
Stay protected with Zero Lost Card Liability
Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
Avail 1 point on every Rs. 200 spent
Fuel transaction surcharge - 1% of transaction amount
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Fuel Transaction Surcharge- 1% of transaction amount
Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
Editor's Review
Pros
By spending Rs. 10,000 in 3 consecutive months (Non-EMI Spends and Non-Rental Spends) get upgraded to Paytm HDFC Bank Credit Card
Avail 2% Cashback on purchases on Paytm [Mall + Movies + Mini App]
Avail 1% Cashback on all other Select Paytm Spends
Cons
No golf benefits
No fuel benefits
No airport lounge access
Pros
Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
Cons
No Travel Benefits
No Golf/coaching sessions
More comparisions with Paytm HDFC Bank Mobile Credit Card