My Business Credit Card – Axis Bank vs Kotak Wealth Management Infinite Credit Card

Joining Fees

₹999

₹0

Editor's Rating

4.3

3.6

Key Features

  • On any transaction over RS. 2,500, convert purchases to EMI
  • Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
  • Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
  • Avail two Complimentary Airport Lounge visit within India every quarter
  • Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
  • Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
  • Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
  • Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories

Editor's Review

Pros

  • 1% fuel surcharge waiver on all fuel transactions in India
  • Low joining and renewable fees
  • Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card

Cons

  • No complimentary Golf/coaching sessions

Pros

  • 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
  • Avail 800 Reward points worth Rs 800 free every month
  • 4 complimentary visits every quarter to Visa lounges only in India

Cons

  • This Credit Card is a “by-invite-only”


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