Kotak Wealth Management Infinite Credit Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹0

₹500

Editor's Rating

3.6

3.8

Key Features

  • Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
  • Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
  • Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
  • Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories
  • Avail Visa International Global Card Assistance Services  
  • Withdrawal as much cash as required
  • Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
  • No extra charge on purchase transactions for up to 50 days 
  • Any application for the Credit Card gets guaranteed approval 
  • The Credit Card is equipped with Platinum Chip contactless technology
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 6 points on Domestic spends for every Rs. 200
  • Earn 12  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 

Editor's Review

Pros

  • 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
  • Avail 800 Reward points worth Rs 800 free every month
  • 4 complimentary visits every quarter to Visa lounges only in India

Cons

  • This Credit Card is a “by-invite-only”

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


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