My Business Credit Card – Axis Bank vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹999
₹1,000
Editor's Rating
4.3
3.6
Key Features
- On any transaction over RS. 2,500, convert purchases to EMI
- Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
- Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
- Avail two Complimentary Airport Lounge visit within India every quarter
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- 1% fuel surcharge waiver on all fuel transactions in India
- Low joining and renewable fees
- Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card
Cons
- No complimentary Golf/coaching sessions
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
