My Business Credit Card – Axis Bank vs SBI Signature Corporate Credit Card

Joining Fees

₹999

₹499

Editor's Rating

4.3

4.3

Key Features

  • On any transaction over RS. 2,500, convert purchases to EMI
  • Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
  • Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
  • Avail two Complimentary Airport Lounge visit within India every quarter
  • Get complimentary membership to the Priority Pass Program worth $99. Enjoy access to more than 600 international airport lounges worldwide
  • Complimentary travel insurance cover for your employees
  • Make reservations for airlines, hotels, car rentals, cruise lines and much more
  • Fraud related insurance- Individual cards: Individual cards. At a corporate level: Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs
  • Visa Lounge Access Program: Visa Lounge Access program is provided by Visa at all participating lounges at airports within India. Cardholders can enjoy the following Airport Lounge Access privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests

Editor's Review

Pros

  • 1% fuel surcharge waiver on all fuel transactions in India
  • Low joining and renewable fees
  • Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card

Cons

  • No complimentary Golf/coaching sessions

Pros

  • Get complimentary insurance cover against fraud by employees, exclusively for SBI Corporate Card clients
  • With Visa Intellilink spend management tool, Analyze the organisations’s spending pattern and control expenses better, rather than resort to budget cuts
  • Bouquet of Offers: Enjoy a host of offers on your SBI Signature Corporate Card

Cons

  • Although complimentary Membership to the Priority Pass Program is offered, a usage fee of only $27 plus applicable taxes will be charged to your card
  • No Golf/coaching sessions


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