Kotak Solaris Platinum Credit Card vs Axis Bank Neo Credit Card

Joining Fees

₹500

₹250

Editor's Rating

3.6

3.8

Key Features

  • Earn 5X reward points on every Rs.150 spend on online purchases
  • Earn 2X reward points for every Rs.150 on other spends
  • Fuel Surcharge Waiver
  • Railway Surcharge Waiver 

 

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
  • Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
  • 10% off on every purchase of movie ticket on BookMyShow
  • Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
  • Stay protected with Zero Lost Card Liability   
  • Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
  • Avail 1 point on every Rs. 200 spent
  • Fuel transaction surcharge - 1% of transaction amount
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

Editor's Review

Pros

  • Get up to 5X Reward Points on every Rs.150 spent on online purchases
  • Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

  • No complimentary Golf lessons/green 
  • No complimentary Airport Lounge access

Pros

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month

Cons

  • No Travel Benefits
  • No Golf/coaching sessions


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