Kotak Solaris Platinum Credit Card vs RBL Bank Monthly Treats Credit Card

• Earn 5X reward points on every Rs.150 spend on online purchases
• Earn 2X reward points for every Rs.150 on other spends
• Fuel Surcharge Waiver
• Railway Surcharge Waiver 

* On crossing spends of Rs. 3,000 in a calendar year, monthly fee of Rs. 50 waived off and get 10% cashback, up to Rs. 100 per month, on grocery transactions for rest of the month
* Enjoy 2X Reward Points on online purchases
* Unlock 10% cashback on groceries, BookMyShow, Swiggy and Bill Payments every month
* Get 1 Reward Point for every Rs. 100 spent on all offline purchases except fuel
* Fuel surcharge waiver across all fuel stations. This is Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month

Pros

• Get up to 5X Reward Points on every Rs.150 spent on online purchases
• Avail up to 10,000 Bonus Reward Points on annual retail spends of Rs. 4 Lakh

Cons

• No complimentary Golf lessons/green 
• No complimentary Airport Lounge access

Pros
* Monthly Spend Milestone Benefit
* Fuel surcharge waiver
* Monthly fee waived

Cons
* One can’t enjoy the cashback if it’s unable to spend Rs.3000 to Rs.5000 in a month
* Below average rewards rate
* No travel benefits such as airport lounge access or any flight discounts