Kotak Royale Signature Credit Card vs Jet Airways American Express Platinum Credit Card

• Complimentary access to Airport Lounges in India
• Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
• Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
• In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
• Fuel Surcharge Waiver

• Avail Eight InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
• Complimentary visits to Eligible Lounges across India
• Enjoy complimentary iPrefer Elite Tier membership from Preferred Hotels & Resorts
• Earn 8 InterMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions. Avail 16 InterMiles for every Rs. 150 spent on booking flights on www.intermiles.com
• Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off. Use American Express Credit Card for your next big purchase & pay in easy EMI

Pros

• Airport Lounge Access
• Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
• Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

• No complimentary Golf lessons/green
• Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

• 20% discount at select premium restaurants, multiple cuisines & more
• Fuel Convenience Fee Waiver
• Platinum Concierge, Limited liability for Card loss, and Supplementary Cards

Cons

• High-interest rates
• No Golf privileges
• First Year Fee: Rs. 5,000 plus applicable taxes. Second Year onwards: Rs. 10,000 plus applicable taxes