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Kotak Royale Signature Credit Card vs Axis Bank Vistara Infinite Credit Card

Joining Fees

₹1,499

₹10,000

Editor's Rating

3.8

4.1

Key Features

  • Complimentary access to Airport Lounges in India
  • Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
  • Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
  • In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
  • Fuel Surcharge Waiver
  • Get Club Vistara Membership as a complimentary
  • On achieving the milestone spends, get bonus CV Points and up to four complimentary Business Class tickets
  • Complimentary Lounge Access at selected airports within India including the exclusive Vistara Lounge at Terminal 3 of Indira Gandhi International Airport, Delhi
  • Get 6 complimentary rounds of golf at India’s most picturesque destinations
  • Explore curated experiences from across the world with Extraordinary Weekends

Editor's Review

Pros

  • Airport Lounge Access
  • Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
  • Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

  • No complimentary Golf lessons/green
  • Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

  • Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights
  • Air Accident Cover off up to Rs. 2.5 crore
  • Purchase Protection Cover up to Rs. 1 lakh Cover up to USD 300

Cons

  • High Annual Fee with no waiver option
  • No extra points for spending on Vistara for flight bookings
  • You’re tied to Club Vistara Points


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