Kotak Royale Signature Credit Card vs 6E Rewards - IndiGo HDFC Bank Credit Card

• Complimentary access to Airport Lounges in India
• Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
• Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
• In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
• Fuel Surcharge Waiver

• Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
• Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
• Get 1 6E Rewards per Rs.100 Spends on all other spends
• Markup fee of 3.5% on all foreign currency transactions
• Zero Lost card liability  
• Up to 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at a nominal interest rate
• Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
• Convert your big spends into EMI after purchase
• This card is enabled for contactless payments
• 1% waiver on the fuel surcharge

Pros

• Airport Lounge Access
• Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
• Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

• No complimentary Golf lessons/green
• Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

• Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
• Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
• Welcome Benefits

Cons

• No golf benefits are provided
• No international and domestic airport lounge access