Compare Kotak Royale Signature Credit Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

Complimentary access to Airport Lounges in India
Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
Fuel Surcharge Waiver

Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Air Accident Cover up to Rs. 2,50,00,000
Purchase Protection up to Rs. 1,00,000
Loss Travel Document cover/Delay of check-in baggage cover up to 300 USD
Complimentary access to airport lounges in India
With Priority Pass access over 700 VIP lounges in over 90 countries and 275 cities. Only the membership to the Priority Pass Program is complimentary
50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
Fuel surcharge refund valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 10 points on Domestic spends for every Rs. 200
Earn 20 points on International spends for every Rs. 200
100 points on the first online transaction

Pros

Airport Lounge Access
Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons