Kotak Royale Signature Credit Card - Kotak Mahindra Bank Cards
Category
travel
Fintra's Rating
3.8/5
Kotak Royale Signature Credit Card Key Features
| Joining Fees | ₹1,499 |
| Renewal Fees | ₹999 |
| Free Lounge Access | Yes |
| Fuel Surcharge Waiver | Yes |
| Bank | Kotak Mahindra Bank |
| Network | Visa |
- Interest Charges: Up to 3.4% per month, accounting to 37.2% per annum
- Joining fee is Rs. 1499 for a Paid variant
- Joining Fee is Nil for a Free variant
No Welcome Offer
Kotak Royale Signature Credit Card Welcome Offers- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
