Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
Fuel Surcharge Waiver
Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
Renew the membership for free by spending Rs. 75,000 in a year
Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Get up to three add-on cards free for your family
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card
Avail 50 days of interest-free credit from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
Editor's Review
Pros
Airport Lounge Access
Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
No complimentary Golf lessons/green
Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Cons
No golf benefits
No insurance benefits
No cashback offers
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