HDFC Bank Visa Signature Credit Card vs Axis Bank Rewards Credit Card

Joining Fees

₹0

₹1,000

Editor's Rating

3.25

4.5

Key Features

  • Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
  • Renew the membership for free by spending Rs. 75,000 in a year
  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
  • On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
  • Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
  • Receive accelerated points for spends up to Rs. 7000 per month on specific categories
  • Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
  • Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
  • 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
  • 2 complimentary lounge access per quarter at selected domestic airports
  • 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
  • Purchase Protection Cover up to Rs. 1 Lakh
  • Credit Shield 1 Lakh
  • Loss of Check-in Baggage Cover up to 500 USD
  • Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
  • Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
  • Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above

Editor's Review

Pros

  • Enjoy the comfort of over 600 global airport
  • Earn 2 reward points for every Rs. 150 spends
  • Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers

Pros

* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year

Cons

* No access to international lounges at airports
* No golf benefits are provided


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