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Kotak Royale Signature Credit Card Features and Benefits

Kotak Royale Signature Credit Card

Category

travel

Fintra's Rating

 3.8/5

Kotak Royale Signature Credit Card Features and Benefits

  • Complimentary access to Airport Lounges in India
  • Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
  • Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
  • In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
  • Fuel Surcharge Waiver

  • Interest Charges: Up to 3.4% per month, accounting to 37.2% per annum
  • Joining fee is Rs. 1499 for a Paid variant
  • Joining Fee is Nil for a Free variant

Kotak Royale Signature Credit Card Fees

Pros

  • Airport Lounge Access
  • Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
  • Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

  • No complimentary Golf lessons/green
  • Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Kotak Royale Signature Credit Card Editor's Review

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