Kotak Royale Signature Credit Card vs YES FIRST Exclusive Credit Card

Kotak Royale Signature Credit Card
Kotak Royale Signature Credit Card
Kotak Mahindra Bank · Visa
3.8
₹1,499 / Joining Fees
Apply Now →
VS
YES FIRST Exclusive Credit Card
YES FIRST Exclusive Credit Card
Yes bank · Mastercard
4.4
₹9,999 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
Yes bank
Joining Fees
₹1,499
₹9,999
Renewal Fees
₹999
₹9,999
Network
Visa
Mastercard
Editor's Review
3.8
4.4
Free Lounge Access
Yes
Yes
Features
Kotak Royale Signature Credit Card
  • Complimentary access to Airport Lounges in India
  • Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
  • Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
  • In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
  • Fuel Surcharge Waiver
YES FIRST Exclusive Credit Card
  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
Editor's Review
Kotak Royale Signature Credit Card

Pros

  • Airport Lounge Access
  • Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
  • Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

  • No complimentary Golf lessons/green
  • Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
YES FIRST Exclusive Credit Card

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 

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