Kotak Royale Signature Credit Card vs Axis Bank Vistara Signature Credit Card
Joining Fees
₹1,499
₹3,000
Editor's Rating
3.8
3.7
Key Features
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
- Exclusive privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
- Explore curated experiences with Extraordinary weekends
- Explore curated experiences from across the world with Extraordinary weekends
- Get 3 complimentary rounds of golf at some of India’s most picturesque destinations
- Avail 25% off, up to Rs. 800, once per month at partner restaurants across the country with Axis Bank EazyDiner
- Purchase Protection Cover up to to Rs. 1 lakh
- Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage and Loss of Check-in Baggage
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
Editor's Review
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
- Accrue 4 Club Points on every spend of Rs. 200 and redeem for upgrades and award flights
- Get bonus CV Points and up to 4 complimentary Premium Economy tickets on achieving the milestone spends
- 2 Complimentary lounge access at select airport within India
Cons
- High Annual Fee with no waiver option
- High Annual Fee with no waiver option
- You’re tied to Club Vistara Points
