Compare Kotak Royale Signature Credit Card vs Doctor’s SBI Credit Card

Complimentary access to Airport Lounges in India
Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
Fuel Surcharge Waiver

E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
Complimentary membership to the Priority Pass Program worth $99
4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
Access to 1000+ Airport Lounges worldwide
8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter)

Pros

Airport Lounge Access
Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

No complimentary Golf lessons/green
Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons

No Golf/Coaching sessions
Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits