YES FIRST Exclusive Credit Card vs LIC Axis Bank Signature Credit Card

Joining Fees

₹9,999

₹0

Editor's Rating

4.4

4

Key Features

  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
  • 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
  • Complimentary lost card liability insurance cover up to credit limit
  • 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000 
  • Get up to 20% off at over 4,000 restaurants in India 
  • Now you can easily convert any transactions of Rs. 2,500 and above into EMIs

Editor's Review

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 

Pros

  • Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
  • 8 complimentary domestic airport lounge access per calendar year
  • Complimentary lost card liability insurance cover up to credit limit

Cons

  • No golf benefits are provided
  • No international airport lounge access
  • No Spend Based Waiver


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