LIC Axis Bank Signature Credit Card vs HDFC Millennia Credit Card
Joining Fees
₹0
₹1,000
Editor's Rating
4
4
Key Features
- Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
- Avail 1 Reward point for every Rs. 100 spent on all other transactions except wallet load, fuel, and EMI conversions
- 8 complimentary domestic airport lounge access per calendar year at selected domestic airports
- Complimentary lost card liability insurance cover up to credit limit
- 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 to Rs. 4000
- Get up to 20% off at over 4,000 restaurants in India
- Now you can easily convert any transactions of Rs. 2,500 and above into EMIs
- Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
- Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
- Avail 1% cashback on all other spends
- Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
- Up to 20% discount on partnered restaurants via Swiggy Dineout
- Zero lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Revolving Credit is available at a nominal interest rate
- Enjoy amazing dining benefits with the Good Food Trail program
- Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
- Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
- 1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000
- Convert big spends into EMI after purchase
- This card is equipped with contactless payment technology for added convenience and speed
Editor's Review
Pros
- Avail 2 Reward points for every Rs. 100 spent on LIC Premium payment and foreign currency transactions
- 8 complimentary domestic airport lounge access per calendar year
- Complimentary lost card liability insurance cover up to credit limit
Cons
- No golf benefits are provided
- No international airport lounge access
- No Spend Based Waiver
Pros
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
Cons
- No golf/coaching sessions
- No proper lounge access benefits
