YES FIRST Exclusive Credit Card vs HDFC Bank Tata Neu Plus Credit Card

YES FIRST Exclusive Credit Card
YES FIRST Exclusive Credit Card
Yes bank · Mastercard
4.4
₹9,999 / Joining Fees
Apply Now →
VS
HDFC Bank Tata Neu Plus Credit Card
HDFC Bank Tata Neu Plus Credit Card
HDFC Bank · Visa
4.5
₹499 / Joining Fees
Apply Now →
Fees
Yes bank
HDFC Bank
Joining Fees
₹9,999
₹499
Renewal Fees
₹9,999
₹499
Network
Mastercard
Visa
Editor's Review
4.4
4.5
Free Lounge Access
Yes
Yes
Features
YES FIRST Exclusive Credit Card
  • One complimentary Golf Lesson every calendar month at select golf courses in India
  • Complimentary Priority Pass Membership and Unlimited Complimentary Visits outside India for Primary and all Add-on Cardmembers
  • Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
  • 25% discount on movie tickets when booked on BookMyShow Website or Mobile App
HDFC Bank Tata Neu Plus Credit Card

* Get 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
* Get 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
* Avail 1% back as NeuCoins on UPI spends
* Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
* By spending Rs.1,00,000 or more in a year, before the Credit Card's renewal date, get renewal fee waived off
* Zero lost card liability
* Interest-Free Credit Period of up to 50 days 
* Revolving Credit is available at a nominal interest rate 
* 4 Complimentary Domestic Lounge Access per calendar year
* 1% fuel surcharge waiver at fuel stations in India. This is applicable on minimum transaction of Rs. 400 & maximum transaction of Rs. 5,000

Editor's Review
YES FIRST Exclusive Credit Card

Pros

  • 24 Reward Points per Rs. 200 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining
  • 12 Reward Points per Rs. 200 spent on all other categories
  • Life Insurance Cover 

Cons

  • Low reward rate
  • Limited redemption options 
HDFC Bank Tata Neu Plus Credit Card

Pros

* Tata Neu Plus HDFC Bank Credit Card is enabled for contactless payments
* Airport lounge access
* Fuel surcharge

Cons


* No golf benefits
* Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app

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