Compare Kotak Royale Signature Credit Card vs 6E Rewards XL

Complimentary access to Airport Lounges in India
Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
Fuel Surcharge Waiver

Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
Get 2 6E Rewards per Rs. 100 on all other spends
You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax
Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
Markup fee of 2.5% on all foreign currency transactions
Zero Lost card liability
Up to 50 days of interest-free period from the date of purchase
Enjoy Revolving Credit at a nominal interest rate
Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter)
Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
Convert big spends into EMI after purchase
The card is enabled for contactless payments

Important update: Starting 1st January 2024, earn 2% 6E Rewards for every Rs. 100 spent on fuel, with a monthly cap of 500 6E Rewards

Pros

Airport Lounge Access
Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons