Kotak Royale Signature Credit Card vs InterMiles ICICI Bank Coral Credit Card
Joining Fees
₹1,499
₹1,250
Editor's Rating
3.8
4.3
Key Features
- Complimentary access to Airport Lounges in India
- Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
- Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
- In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
- Fuel Surcharge Waiver
- Avail 5% discount on Economy Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 20%
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- American Express Connect provides wide range of special offers in categories like Travel, Lodging, Dining, Retail and Online Shopping
Editor's Review
Pros
- Airport Lounge Access
- Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
- Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)
Cons
- No complimentary Golf lessons/green
- Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access
Pros
- 1% fuel surcharge will be applicable on fuel transactions
- Complimentary airport lounge access
- Enjoy your favourite movies with offers on BookMyShow and Inox
Cons
- High interest rates
- No Golf Privileges
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