Compare Kotak Royale Signature Credit Card vs HDFC Diners Club Privilege Credit Card

Complimentary access to Airport Lounges in India
Earn up to 4X reward points on every Rs. 150 spent across all spends done on Kotak Royale Signature Credit Card
Accumulate reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points
In case the Credit Card is stolen, get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
Fuel Surcharge Waiver

Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
Get a Renewal Fee waiver for the next year by spending Rs. 3 Lakhs in the card anniversary year
BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies. Offer is applicable for shows on Friday, Saturday and Sunday. Maximum discount is Rs. 250/ticket, up to 2 free tickets every calendar month
Get 5X Reward Points on Swiggy and Zomato
2 Complimentary Airport lounge access every calendar quarter worldwide
Get 4 Reward Points for every Rs. 150 spent
Travel benefits: Get up to 10X Rewards on booking flights and stays at over 150 hotels, both domestic and international, by visiting https://offers.smartbuy.hdfcbank.com/diners
Up to 50 days of interest-free credit period from the date of purchase
Credit Liability Cover: Rs. 9 lakh
Foreign Currency Markup: 2% on all foreign currency spends
Revolving Credit is available at a nominal interest rate
Get 5X Reward Points on Swiggy and Zomato. Additional 4X RP is capped at 2500 reward points every calendar month
Convert big spends into EMI after purchase
HDFC Bank Diners Club Privilege Credit Card is enabled for contactless payments
Accidental Air Death Cover worth Rs. 1 Crore
Emergency overseas hospitalization: up to Rs. 25 lakhs
Get Travel Insurance Cover up to Rs 50,000 on baggage delay
Credit Liability cover: Up to Rs. 9 Lakh.
Earn 4 Reward Points on every Rs. 150 retail spends
Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato
Earn up to 10X Reward Points on Spends Via Smartbuy
Enjoy amazing dining benefits & savings with the Good Food Trail Program: Get up to 20% off on all restaurant bill payments via Swiggy Dineout (Choose from 20000 + restaurants). The offer is inclusive of Restaurant and Swiggy Discount. It's valid only on payments done via the Swiggy App
Diners Exclusive Offers:

A. Fast Track Airport Experience: Skip the line for check-in and get help with your baggage

B. Dining Delight: Enjoy exclusive dining offers ranging from gourmet cuisine to local delicacies

C. Luxury Spas: You can enjoy access to some of the best spas in India at discounted rates

D. Small Medium Enterprise (SME): Get customized offers like workspaces, business insurance, and wellness discounts to meet the unique needs of businesses

Pros

Airport Lounge Access
Kotak Royale Signature Credit Card provides Priority attend service where you just have to SMS and get a call back within 2 hours. Call for complimentary cheque pickup for paying monthly bills
Add-on Card will have the same benefits that you enjoy on your credit card. Set the spending limit on your Add-on Card as you desire. Track spends separately for each of your Add-on Card(s)

Cons

No complimentary Golf lessons/green
Since Kotak is known to be topmost credit cards, it doesn’t offer Priority Pass for international lounge access

Pros

Milestone Benefits: Get Rs. 1,500 worth vouchers of Marriott Experience, Decathlon, Barbeque Nation, O2 Spa, or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
BookMyShow is offering a 'Buy 1 Get 1 Free' deal on weekend tickets for both movies and non-movies
Earn 4 Reward Points on every Rs. 150 retail spends, Earn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato, and Earn up to 10X Reward Points on Spends Via Smartbuy

Cons