Compare IRCTC SBI Card on RuPay Platform vs MakeMyTrip ICICI Bank Platinum Credit Card

Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you

Save up to Rs 1,600 on Domestic Flight bookings at MakeMyTrip with MakeMyTrip ICICI Bank Credit Cards
Get 12% instant discount on International Flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
MMTBLACK membership: This invite-only programme will be entirely spend based
Complimentary Lemon Tree Hotels Voucher: You will receive a Lemon Tree Hotels Voucher worth Rs 2,000 as a part of your welcome kit. Offer is valid for Lemon Tree Hotels room booked through MakeMyTrip Website, Mobile Site or Mobile Application. There is no minimum booking amount condition to avail this offer
Enjoy benefits worth up to Rs 20,000
Spend Rs 2.5 lakh and earn Rs 1,000 My Cash each anniversary year
Spend Rs 50,000 on flights/hotels/holiday bookings on MakeMyTrip Website, Mobile Site or Mobile Application and earn Rs 1,000 My Cash each anniversary year
VISA Lounge Access: Up to 1 complimentary lounge visit per quarter. Unrestricted chargeable access for yourself and your accompanying guests
Domestic Airport Lounge Benefit: Avail of 1 complimentary airport lounge access per quarter on your MakeMyTrip ICICI Bank Platinum Credit Card by spending Rs 5,000 in a calendar quarter on your card to avail of this facility in the next calendar quarter
Railway Lounge Access: 1 complimentary railway lounge access in a quarter to participating lounges in India. Complimentary access to railway lounges will be applicable only for primary cardholders
BookMyShow and Inox discounts on tickets: 25% discount, maximum up to Rs 100 on purchase of minimum of two tickets per transaction. Avail this benefit two times in a month on BookMyShow and Inox individually
Exclusive dining offers through ICICI Bank Culinary Treats Programmes
1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps

Pros

4 complimentary railway lounge access in a quarter to participating lounges in India
Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points

Cons