Compare IRCTC SBI Card on RuPay Platform vs ICICI Business Credit Cards

Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you

Key Features For all ICICI Business Cards:

Interest-free credit period up to 48 days
Spends linked rewards / InterMiles / Offers & Discounts
Fuel surcharge waiver of 1%
Simplify book keeping - Online expense management
Complimentary Airport Lounge access
Comprehensive Insurance Coverage up to Rs. 75 lakh
GCAS customer assistance

For Business Advantage Black Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:

For Statement Balance Rs >75k:

Domestic Spends - Up to 1%

International Spends Up to 1%

For Statement Balance (Rs<25k> – Rs<50k>):

Cashback on eligible spends-

Domestic Spends: Up to 0.5%

International Spends: Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 2,000 through eligible spends.

Contactless Card
Concierge Services
Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with ICICI Bank Culinary Treats Programme
Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India

Enjoy Exclusive SME Offers from top brands such as: Docusign (Get 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (When booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock. Get free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans. Get up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, up to Rs. 200 off on Airtel Broadband monthly bill, and Rs. 75 off on a standard Airtel Corporate Postpaid market plan).

FOR Business Advantage Blue Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:

Statement Balance Rs >75k Cashback on eligible spends:

Domestic Spends - Up to 1%

International Spends - Up to 1%

Statement Balance (Rs<25k> – Rs<50k>) Cashback on eligible spends:

Domestic Spendsc - Up to 0.5%

International Spends - Up to 1%

Contactless Card
Concierge Services
Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with the ICICI Bank Culinary Treats Programme
Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India
Exclusive SME Offers from top brands such as: Docusign (Get minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (While booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock, free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans, up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, Rs 200 off on Airtel Broadband monthly bill, and Rs 75 off on a standard Airtel Corporate Postpaid market plan)