IRCTC SBI Card on RuPay Platform vs RBL Bank Platinum Plus SuperCard

• Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
• Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
• Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
• 1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
• IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
• 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
• Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
• Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
• With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
• Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you

* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 1 Reward Points per Rs. 100 that you spend on all you desire and like
* Avail 2X Reward Points on online spends, except for online purchases made on Education, Insurance, Utilities, including Bills2Pay, and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 1,50,000 and get up to 10,000 Reward Points. Redeem these points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Enjoy the BookMyShow Offer: Get 1 + 1 BookMyShow offer on movie tickets, up to Rs. 200 on any one day during the month. This is applicable only on a weekday
* 2 complimentary domestic airport lounges access in India in a year. The maximum limit is 1 complimentary airport lounge access in a quarter
* 24 x 7 Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Plus SuperCard at lower interest rates and convert it into EMIs

Pros

• 4 complimentary railway lounge access in a quarter to participating lounges in India
• Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
• Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points

Cons

• No golf benefits
• No complimentary airport lounge access

Pros
* Annual Rewards worth Rs. 5000 +
* Complimentary Lounge Access
* Rewards on all spends

Cons
* No golf complimentary benefits
* No airmiles
* No cashback offers