Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you
On the yearly card renewal period, get 3000 Bonus Miles
Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
Redeem miles over more than 100 domestic and international airlines
Transfer your miles to any of the card’s hotel & airline partner
Miles never expires so you can use them whenever you desire
Redeem Miles instantly via SMS against purchases at leading brands
Turn big purchases into small payments
Complimentary Access to Airport Lounges in India
Instant loans availed
Get amazing deals and discounts locally & in other 90 countries
As you earn more miles, redeem easily at www.premiermiles.co.in
You can either redeem the miles now or keep collecting them
Using Citi contactless card pay the easy way
Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
Enjoy the latest offers on the credit card
Have instant savings on lifestyle and wellness categories
Join the millions of subscribers with a unique analysis of the issues behind the headlines
Personal Air Accident Insurance cover of Rs 1 crore
Lost Card Liability Cover of Rs. 10 Lakh
Editor's Review
Pros
4 complimentary railway lounge access in a quarter to participating lounges in India
Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
Cons
No golf benefits
No complimentary airport lounge access
Pros
The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
Save up to 20% across all Citibank's partnered restaurants
Cons
No Annual Fee Waiver
High-interest rates
More comparisions with IRCTC SBI Card on RuPay Platform