IRCTC SBI Card on RuPay Platform vs RBL Bank Edition Credit Card

• Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points
• Avail 1 Reward Point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases on irctc.co.in and IRCTC Mobile App
• Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Enjoy the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Get accommodation at over 5,000 hotels, covering 350 cities in India
• 1% fuel surcharge across all petrol pumps in India on transactions between Rs. 500 and Rs. 3,000
• IRCTC SBI Card (on RuPay platform) provided great offers on travel, golf, dining and other entertainment options from RuPay
• 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
• Withdraw cash from over 2 plus million global ATMs in 190 countries/territories, including over 43,000 SBI ATMs in India
• Transfer outstanding balance of other bank’s credit card to IRCTC SBI Card (on RuPay platform) to avail a lower rate of interest and pay back in EMIs
• With Flexipay facility, convert transactions in easy monthly installments. Simply transact Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
• Use IRCTC SBI Card (on RuPay platform) to book railway tickets online and get them delivered to you

* Earn 10 Edition Cash on every Rs. 100 spent on dining or food purchases made on the Zomato platform
* Earn 2 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Earn 1 Edition Cash on every Rs. 100 spent elsewhere
* Earn Bonus Edition Cash worth 2000 on spending Rs. 5,00,000 every year
* 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro: Get complimentary annual membership that’s valid across India. The membership automatically gets renewed every year
* Purchase 1 and get 1 movie ticket free at BookMyShow once every month. The maximum discount amount is Rs. 200 per transaction
* Get 2 complimentary domestic airport lounge access every calendar quarter
* With the complimentary Priority Pass membership, get 2 free international airport lounge access per calendar year. Priority Pass is available on request
* Low Forex Mark-up: The foreign currency mark-up fee is just 1.5%
* Use the Zomato app to check and redeem Edition Cash. Use the app to set the PIN and monitor all the transactions

Pros

• 4 complimentary railway lounge access in a quarter to participating lounges in India
• Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
• Purchase tickets through irctc.co.in and IRCTC Mobile App for AC1, AC2. AC3, Executive Chair car and Chair Car and earn 10% Value Back as Reward points

Cons

• No golf benefits
• No complimentary airport lounge access

Pros
* Get complimentary annual membership that’s valid across India for Zomato Pro
* Low Forex Mark-up
* The Edition Cash acts like real money. One can use it to order food online or to pay at restaurants, through its Zomato app. It can also be used as real cash to settle Credit Card bill

Cons
* No golf benefits
* No airmiles
* No fuel surcharge waiver