IRCTC SBI Card on RuPay Platform vs Doctor’s SBI Credit Card
Joining Fees
₹500
₹1,499
Editor's Rating
3.9
3.4
Key Features
- Avail exclusive travel privileges by logging on to irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices
- Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
- Get accommodation at over 5,000 hotels, covering 350 cities in India
- E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
- Access to 1000+ Airport Lounges worldwide
- 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter)
Editor's Review
Pros
- 4 complimentary railway lounge access in a quarter to participating lounges in India
- Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
- Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points
Cons
- No Airport Lounge Access
Pros
- Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
- Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
- Renewal fee reversed if the annual spendings cross Rs 2,00,000
Cons
- No Golf/Coaching sessions
- Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits
