IRCTC SBI Card on RuPay Platform vs Axis Bank Burgundy Private Credit Card

• Avail exclusive travel privileges by logging on to irctc.co.in 
• Book airline tickets with IRCTC at unbeatable prices
• Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
• Get accommodation at over 5,000 hotels, covering 350 cities in India

• Avail 30,000 Welcome Edge Reward points on the first transaction
• Till payment due date, no cash withdrawal charges or interest levied 
• Complimentary EazyDiner Prime membership for savings up to 25% or more at fine dining restaurants
• Get unlimited lounge access at international airports for Priority Pass holders and add-on Priority Pass holders (12 visits for guests). Get unlimited lounge access at domestic airports for primary and add-on cardholders (12 visits for guests, per card)
• Complimentary hotel and dining memberships, including Club Marriott, Accor Plus, and Taj Epicure
• Diagnoses at leading medical institutions, and avail global travel and medical assistance during international travel

Pros

• 4 complimentary railway lounge access in a quarter to participating lounges in India
• Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
• Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points

Cons

• No Airport Lounge Access 

Pros

• 15 EDGE REWARD points for every Rs. 200 spent on the card
• Concierge Services
• 50 complimentary rounds of Golf per year
• Complimentary ticket on every ticket purchased for 5 movies and 5 non-movie shows, per month, on BookMyShow

Cons

• High Joining and Annual Fees
• No fuel surcharge wavier