IRCTC SBI Card on RuPay Platform vs AXIS Bank IOCL Rupay Credit Card
Joining Fees
₹500
₹500
Editor's Rating
3.9
3.9
Key Features
- Avail exclusive travel privileges by logging on to irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices
- Enjoy the wide range of tailor-made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
- Get accommodation at over 5,000 hotels, covering 350 cities in India
*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card
* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year
* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card
* Domestic airport lounge access
Editor's Review
Pros
- 4 complimentary railway lounge access in a quarter to participating lounges in India
- Bonus Reward Points to be credited to the IRCTC SBI Card (on RuPay platform) account within 45 days of eligible transaction
- Purchase tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn 10% Value back as Reward points
Cons
- No Airport Lounge Access
Pros
* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses
Cons
* No International Airport Lounge access
* No Golf benefits
* No travel miles benefits
