MakeMyTrip ICICI Bank Platinum Credit Card vs HDFC Diners Club Black

Joining Fees

₹500

₹10,000

Editor's Rating

3.5

4.6

Key Features

  • Save up to Rs 1,600 on Domestic Flight bookings at MakeMyTrip with MakeMyTrip ICICI Bank Credit Cards
  • Get 12% instant discount on International Flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
  • MMTBLACK membership: This invite-only programme will be entirely spend based
  • Complimentary Lemon Tree Hotels Voucher: You will receive a Lemon Tree Hotels Voucher worth Rs 2,000 as a part of your welcome kit. Offer is valid for Lemon Tree Hotels room booked through MakeMyTrip Website, Mobile Site or Mobile Application. There is no minimum booking amount condition to avail this offer
  • Enjoy benefits worth up to Rs 20,000
  • Spend Rs 2.5 lakh and earn Rs 1,000 My Cash each anniversary year
  • Spend Rs 50,000 on flights/hotels/holiday bookings on MakeMyTrip Website, Mobile Site or Mobile Application and earn Rs 1,000 My Cash each anniversary year
  • VISA Lounge Access: Up to 1 complimentary lounge visit per quarter. Unrestricted chargeable access for yourself and your accompanying guests
  • Domestic Airport Lounge Benefit: Avail of 1 complimentary airport lounge access per quarter on your MakeMyTrip ICICI Bank Platinum Credit Card by spending Rs 5,000 in a calendar quarter on your card to avail of this facility in the next calendar quarter
  • Railway Lounge Access: 1 complimentary railway lounge access in a quarter to participating lounges in India. Complimentary access to railway lounges will be applicable only for primary cardholders
  • BookMyShow and Inox discounts on tickets: 25% discount, maximum up to Rs 100 on purchase of minimum of two tickets per transaction. Avail this benefit two times in a month on BookMyShow and Inox individually
  • Exclusive dining offers through ICICI Bank Culinary Treats Programmes
  • 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
  • Avail 5 Reward Points for every Rs 150 spent
  • Up to 10X Reward Points via SmartBuy and 2X on weekend dining
  • HDFC Bank x Swiggy Dineout - Good food Trail: Enjoy FLAT 10% EXTRA OFF on dining bills at 35K+ restaurants      
  • Travel benefits: Book flight tickets / hotels across 150+  airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners
  • Up to 50 days of interest free credit period on the credit card
  • Credit liability cover: Rs. 9 lakh
  • Foreign Currency Markup:  2% on all your foreign currency spends
  • Revolving Credit is available at a nominal interest rate on the HDFC Bank Diners Club Black Credit Card
  • 24/7 Concierge Services
  • Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members
  • 1% fuel surcharge waiver at all fuel stations in India on minimum transaction of Rs. 400 and Max CashBack of Rs. 1000 per statement cycle
  • Milestone Benefit: As the milestone benefit the credit card holders can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cabs vouchers worth Rs. 500 every month on spends of Rs. 80,000
  • Annual Spend based benefit: Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK can also be availed upon achieving annual spend of Rs 8 Lakhs at the time of card anniversary
  • HDFC Bank Diners Club Black Credit Card comes with an option to convert big spends into EMI after purchase
  • Contactless Payment
  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization: Rs. 50 Lakh
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay                                                               
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs
  • Complimentary Golf games across the finest courses in the world ( 6 per quarter)  

Editor's Review

Pros

  • Avail discounts on BookMyShow and Inox movie tickets
  • Low Joining Fees
  • Fuel Surcharge Wavier

Cons

  • Supplementary Card Joining Fee - Rs 250
  • Not much reward points on shopping
  • High-interest rates per month

To apply for ICICI Bank Credit Cards please click here. To get more benefits from MakeMyTrip please click here

Pros

  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization: Rs. 50 Lakh
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay                                                               
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Diners Exclusive Offers: Fast Track Airport Experience, Dining Delight (exclusive dining offers, from gourmet cuisine to local delicacies), Luxury Spas access, and Small Medium Enterprise (SME), which is tailor-made offers such as workspaces, business insurance and wellness discounts to meet business needs

Cons

  • Joining and renewal fee is on the higher side


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