MakeMyTrip ICICI Bank Platinum Credit Card vs HDFC Regalia Credit Card

• Save up to Rs 1,600 on Domestic Flight bookings at MakeMyTrip with MakeMyTrip ICICI Bank Credit Cards
• Get 12% instant discount on International Flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
• MMTBLACK membership: This invite-only programme will be entirely spend based
• Complimentary Lemon Tree Hotels Voucher: You will receive a Lemon Tree Hotels Voucher worth Rs 2,000 as a part of your welcome kit. Offer is valid for Lemon Tree Hotels room booked through MakeMyTrip Website, Mobile Site or Mobile Application. There is no minimum booking amount condition to avail this offer
• Enjoy benefits worth up to Rs 20,000
• Spend Rs 2.5 lakh and earn Rs 1,000 My Cash each anniversary year
• Spend Rs 50,000 on flights/hotels/holiday bookings on MakeMyTrip Website, Mobile Site or Mobile Application and earn Rs 1,000 My Cash each anniversary year
• VISA Lounge Access: Up to 1 complimentary lounge visit per quarter. Unrestricted chargeable access for yourself and your accompanying guests
• Domestic Airport Lounge Benefit: Avail of 1 complimentary airport lounge access per quarter on your MakeMyTrip ICICI Bank Platinum Credit Card by spending Rs 5,000 in a calendar quarter on your card to avail of this facility in the next calendar quarter
• Railway Lounge Access: 1 complimentary railway lounge access in a quarter to participating lounges in India. Complimentary access to railway lounges will be applicable only for primary cardholders
• BookMyShow and Inox discounts on tickets: 25% discount, maximum up to Rs 100 on purchase of minimum of two tickets per transaction. Avail this benefit two times in a month on BookMyShow and Inox individually
• Exclusive dining offers through ICICI Bank Culinary Treats Programmes
• 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps

• Avail 4 Reward Points on every Rs.150 spent on all retail spends including Insurance
• Zero Lost card liability 
• Foreign Currency Markup : 3.5% on all foreign currency spends
• Enjoy Revolving Credit on the credit card at nominal interest rate
• 24/7 Concierge Services
• Complimentary Airport Lounge Access within India: The lounge access program is be based on credit card spends. Spend Rs.1 Lakh or more in a calendar quarter (Jan-Mar | Apr-June | Jul-Sept | Oct-Dec). Avail up to 2 complimentary lounge access vouchers as part of quarterly milestone benefit
• Priority Pass: Lounge access outside India using priority pass is not based on spends. Apply for Priority Pass for self and add on members once you have completed minimum 4 retail transactions. Using Priority Pass, cardholder and the add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. If exceeded the 6 Complimentary visits, there will be a charge of US $27 + GST per visit. Guests accompanying the primary card holder must have an Add-on credit card with their own Priority Pass
• 1% fuel surcharge waiver at fuel stations across India on minimum transaction of Rs. 400  and maximum transaction of Rs. 5000
• Enjoy dining benefits with the Good Food Trail program: Avail up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). The offer is inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App
• Milestone Benefit: Obtain Bonus 10,000 Reward Points when making spends of Rs. 5 lakhs in the anniversary year. Earn additional 5,000 Reward Points when spending Rs. 8 lakhs spends in the anniversary year
• Renewal fee waived off if spends exceeds more than Rs. 3 Lakhs in the previous year
• HDFC Bank Regalia Credit Card provides the option to convert big spends into EMI after purchase
• The credit card is enabled for contactless payments
• Accidental air death cover worth Rs. 1 Crore
• Emergency overseas hospitalization: Up to Rs. 15 lakhs
• Lost Card Liability Cover : Up to Rs 9 lakhs   

Pros

• Avail discounts on BookMyShow and Inox movie tickets
• Low Joining Fees
• Fuel Surcharge Wavier

Cons

• Supplementary Card Joining Fee - Rs 250
• Not much reward points on shopping
• High-interest rates per month

To apply for ICICI Bank Credit Cards please click here. To get more benefits from MakeMyTrip please click here

Pros

• Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs
• Accidental air death cover worth Rs. 1 Crore
• Fuel Surcharge Waiver

Cons

• Slightly high Annual Fee
• No golf/coaching sessions