InterMiles ICICI Rubyx Credit Card vs IDFC FIRST Select Credit Card
Joining Fees
₹2,500
₹0
Editor's Rating
4.1
2.75
Key Features
- Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
- Avail 5% discount on Economy Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 25%
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Complimentary access to select lounges at airports in India
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- 1% fuel surcharge will be applicable on fuel transactions
- Earn up to 8 InterMiles per Rs 100 spent
- Enjoy your favourite movies with offers on BookMyShow and Inox
Cons
- High-interest rate
- High Joining Fees
- No Golf Privileges
To apply for ICICI Bank Credit Cards please click here
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
