InterMiles ICICI Rubyx Credit Card vs InterMiles ICICI Bank Sapphiro Credit Card
Joining Fees
₹2,500
₹5,000
Editor's Rating
4.1
4.1
Key Features
- Welcome aboard with membership to the InterMiles program and get bonus of 5,000 InterMiles. Upon joining, you'll also receive a complimentary discount code worth Rs. 500 within 45 working days, post payment of your Joining Fee
- Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
- Earn up to 8 InterMiles per Rs. 100 spent
- Accumulate a maximum of 40,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of Rs. 7,500 will be levied to your Credit Card account
- Avail 5% discount on Economy Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 25%
- BookMyShow and Inox Offer: Avail 25% discount capped up to Rs. 150 on purchase of minimum two tickets per transaction. This benefit can be availed twice in a month (once each on American Express and on Visa variant) on BookMyShow and Inox individually
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Get 1% fuel surcharge on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines
- American Express Connect provides a wide range of special offers in various categories like Travel, Lodging, Dining, Retail and Online Shopping
- American Express ezeClick is a faster, smarter and secure online payment solution. It replaces the requirement of inserting the Credit Card details every time you shop online with just a single User ID
- American Express® Privileges: Obtain complimentary access to selected lounges at airports in India- 2 complimentary airport lounge access per quarter (1 each on American Express and/or Visa variant) on the InterMiles ICICI Bank Rubyx Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter.
- VISA Lounge Access Privileges: Complimentary access to Airport Lounges in India- 2 complimentary airport lounge access per quarter (1 each on American Express and/or Visa variant) on the InterMiles ICICI Bank Rubyx Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
- Upon joining InterMiles ICICI Bank Sapphiro Credit Card, you'll get 10,000 welcome bonus InterMiles and a complimentary discount code. As a joining benefit, you will receive a complimentary discount code worth Rs. 750
- You will receive the bonus InterMiles and the discount code worth Rs. 500 within 45 working days, post-payment of your Joining Fee
- Earn up to 10 InterMiles per Rs. 100 spent on the card
- Every year when you renew your InterMiles ICICI Bank Sapphiro Credit Card, get 5,000 bonus InterMiles
- Receive a complimentary discount code worth Rs. 500 as a renewal benefit
- You will receive the bonus InterMiles and the discount code worth Rs. 500 within 45 working days, post payment of your Annual Fee
- Avail 5% discount on Economy Class tickets when booked on Etihad Airways
- Get 10% discount on Business Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 30%
- Complimentary DragonPass, the world’s first all-in-one Digital Airport platform. Get Two International Airport Lounge visits and Two Spa Sessions at selected airports in India every year, through complimentary DragonPass membership. The USD 99 annual membership fee for DragonPass is complimentary. You will need to pay for the lounge visit charges for visits done over and above the complimentary accesses
- Through BookMyShow, buy one ticket and get up to Rs. 500 off on the second ticket, twice every month
- Get complimentary Golf Round / Lesson for every Rs. 50,000 retail spend in the previous calendar month, maximum of up to four rounds every month
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- 1% fuel surcharge will be applicable on fuel transactions only at select fuel outlets
- American Express Connect provides wide range of special offers related to Travel, Lodging, Dining, Retail and Online Shopping
- Avail complimentary access to selected lounges at airports in India- Four complimentary airport lounge access per quarter (two each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
- Accumulate a maximum of 60,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of Rs. 7,500 will be levied to the Credit Card account
- VISA Lounge Access: Get complimentary access to Airport Lounges in India- Four complimentary airport lounge access per quarter (2 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
Editor's Review
Pros
- 1% fuel surcharge will be applicable on fuel transactions
- Earn up to 8 InterMiles per Rs 100 spent
- Enjoy your favourite movies with offers on BookMyShow and Inox
Cons
- High-interest rate
- High Joining Fees
- No Golf Privileges
To apply for ICICI Bank Credit Cards please click here
Pros
- Redemption Miles Back on international flights: 30%
- Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
- Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership
Cons
- High-interest rate
- High Joining Fees
To apply for ICICI Bank Credit Cards please click here
