InterMiles ICICI Rubyx Credit Card vs ICICI Bank Coral Contactless Card

• Welcome aboard with membership to the InterMiles program and get bonus of 5,000 InterMiles. Upon joining, you'll also receive a complimentary discount code worth Rs. 500 within 45 working days, post payment of your Joining Fee
• Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
• Earn up to 8 InterMiles per Rs. 100 spent
• Accumulate a maximum of 40,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of Rs. 7,500 will be levied to your Credit Card account
• Avail 5% discount on Economy Class tickets booked on Etihad Airways
• Redemption Miles Back on international flights: 25%
• BookMyShow and Inox Offer: Avail 25% discount capped up to Rs. 150 on purchase of minimum two tickets per transaction. This benefit can be availed twice in a month (once each on American Express and on Visa variant) on BookMyShow and Inox individually
• Exclusive dining offers through ICICI Bank Culinary Treats Programme
• Get 1% fuel surcharge on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines
• American Express Connect provides a wide range of special offers in various categories like Travel, Lodging, Dining, Retail and Online Shopping
• American Express ezeClick is a faster, smarter and secure online payment solution. It replaces the requirement of inserting the Credit Card details every time you shop online with just a single User ID  
• American Express® Privileges: Obtain complimentary access to selected lounges at airports in India- 2 complimentary airport lounge access per quarter (1 each on American Express and/or Visa variant) on the InterMiles ICICI Bank Rubyx Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter.
• VISA Lounge Access Privileges: Complimentary access to Airport Lounges in India- 2 complimentary airport lounge access per quarter (1 each on American Express and/or Visa variant) on the InterMiles ICICI Bank Rubyx Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter

• Avail free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
• Buy 1 ticket and get the other ticket free any day of the week, on www.bookmyshow.com
• Get up to 2 free tickets per month valued at up to Rs. 250 per ticket
• Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme
• ICICI Bank Coral Contactless Credit Card is designed with a unique in-built MasterCard contactless payment technology. You just have to tap the card to make quick and secure payments at retail outlets
• ICICI Bank Credit Card entitles the cardholders to earn PAYBACK Points on transactions
• PAYBACK, India’s largest Reward Programme, offers exciting rewards as described below:

1. Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel). Get 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
2. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10000 PAYBACK Points per year

The reward points you earn get accumulated with PAYBACK every month and can be redeemed for cash or gifts of your choice.  

• One complimentary airport lounge visit and one complimentary railway lounge visit per quarter. Please note that with effect from September 25, 2017 cardholders will be eligible for one complimentary domestic airport lounge visit and one complimentary railway lounge visit per quarter and lounge access will be applicable only for primary cardholders. List of lounges might be changed by Mastercard at its sole discretion and without any notice to ICICI Bank or its cardmembers. Unrestricted chargeable access for yourself and your accompanying guests
• Waiver of 1% on fuel surcharge on every refuels - The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps. Avail this offer by swiping the card on ICICI Merchant Services swipe machines only
• Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50, 000 in the previous year 

Pros

• 1% fuel surcharge will be applicable on fuel transactions
• Earn up to 8 InterMiles per Rs 100 spent
• Enjoy your favourite movies with offers on BookMyShow and Inox

Cons

• High-interest rate
• High Joining Fees
• No Golf Privileges

To apply for ICICI Bank Credit Cards please click here

Pros

• Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
• Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
• Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

• No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here