InterMiles ICICI Rubyx Credit Card vs Axis Bank Privilege Credit Card

Joining Fees

₹2,500

₹1,500

Editor's Rating

4.1

4.2

Key Features

  • Every year on renewal, get 2,500 renewal bonus InterMiles and a complimentary discount code worth Rs. 250
  • Avail 5% discount on Economy Class tickets booked on Etihad Airways
  • Redemption Miles Back on international flights: 25%
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Complimentary access to select lounges at airports in India
  • As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000 
  • Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
  • Earn 3000 EDGE REWARD points on credit card renewal 
  • By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
  • Get 20% off at 4000+ partnered restaurants
  • Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
  • On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
  • 2 Complimentary domestic airport lounge access
  • Avail Fuel Surcharge Waiver 
  • Avail up to Rs. 2.5 crore for Air Accident Cover
  • On transactions over Rs. 2500, convert the purchases into EMIs

Editor's Review

Pros

  • 1% fuel surcharge will be applicable on fuel transactions
  • Earn up to 8 InterMiles per Rs 100 spent
  • Enjoy your favourite movies with offers on BookMyShow and Inox

Cons

  • High-interest rate
  • High Joining Fees
  • No Golf Privileges

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Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access
  • Annual Fee is Low

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high
  • The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600 


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