Axis Bank Privilege Credit Card vs InterMiles ICICI Bank Sapphiro Credit Card

• Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year

• Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
• 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
• With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
• Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only.
• Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
• Purchase Protection Plan up to Rs. 1 Lakhs
• Credit Shield 1 Lakh
• Loss Travel Documents Cover up to 300 USD
• Delay of Check-in Baggage cover up to 300 USD
• Loss of Check-in Baggage Cover up to 500 USD

• Every year at the time of renewal, get 5,000 renewal bonus InterMiles along with a complimentary discount code
• Complimentary Airport Lounge access
• Complimentary Golf rounds, movie tickets, discounts on dining and more
• Discount on Economy Class tickets booked on Etihad Airways: 5%
• Discount on Business Class tickets booked on Etihad Airways: 10%

Pros

• Milestone and Activation benefits
• Complimentary Airport Lounge Access

Cons 

• No complimentary Golf lessons
• Annual interest rate is too high

Pros

• Redemption Miles Back on international flights: 30%
• Complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
• Two International Airport Lounge visits and Two spa sessions at selected airports in India every year, through complimentary DragonPass membership

Cons

• High-interest rate
• High Joining Fees

To apply for ICICI Bank Credit Cards please click here