Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year
Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
Fuel surcharge refund on spends at all fuel stations across India. Availthis offer on transactions between Rs. 400 and Rs. 4,000 only.
Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
Purchase Protection Plan up to Rs. 1 Lakhs
Credit Shield 1 Lakh
Loss Travel Documents Cover up to 300 USD
Delay of Check-in Baggage cover up to 300 USD
Loss of Check-in Baggage Cover up to 500 USD
Annual Spend based benefit: By spending Rs. 50,000 and above in each calendar quarter, get Rs. 500 worth gift vouchers
Renewal Offer: In the first year, spend Rs. 50,000 and above to get renewal membership fee waived off
Get 2 Reward Points on every Rs. 150 spent
Get 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (With effect from 15th July 2020, cardholders can earn up to 500 Reward Points per statement cycle for online spends, under the 2X RP feature)
Every quarter, get a gift voucher worth Rs. 500 on spends of Rs. 50,000. Earn up to Rs. 2,000 worth gift vouchers in a year
Zero Lost card liability
Up to 50 days of interest free period from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Enjoy amazing dining benefits with Good Food Trail program. Get up to 20 % savings off on all restaurant bill payments via Swiggy Dineout (20k + restaurants). This offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via Swiggy App
1% Fuel Surcharge waiver on fuel transactions on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Avail facility of converting big spends into EMI after purchase
HDFC Bank MoneyBack Credit Card is enabled for contactless payments
Reward Points can be used for redemption against travel benefits such as Flight and Hotel bookings, and the card members can redeem up to a maximum of 50% of the booking value through Reward Points and Rewards Catalogue at the SmartBuy Rewards Portal
Editor's Review
Pros
Milestone and Activation benefits
Complimentary Airport Lounge Access
Cons
No complimentary Golf lessons
Annual interest rate is too high
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate
Cons
The Reward points are only valid for 2 years
No complimentary Airport Lounge Access
High-interest rate of 3.49%
More comparisions with Axis Bank Privilege Credit Card