ICICI Bank Coral Contactless Card vs HDFC Regalia Credit Card

• Get free movie tickets, discounts on dining and more by simply tapping your ICICI Bank Coral Contactless Credit Card
• Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
• MasterCard contactless  
• Airport and Railway Lounge Access Privilege
• A complete waiver of 1% on fuel surcharge every time you refuel

• Complimentary Airport Lounge Access within India: Lounge access program will now be based on the credit card spends. Spend Rs. 1 Lakh or more in a calendar quarter (Jan-Mar | Apr-Jun |Jul-Sept | Oct-Dec) 2. Choose up to 2 complimentary lounge access vouchers as your Quarterly Milestone Benefit via SmartBuy
• International Lounge access using priority pass is not based on spends: Cardholders can apply for Priority Pass once they complete minimum 4 retail transactions on the card. Do note that Rupay cards are not eligible for priority pass. Using Priority Pass, avail up to 6 Complimentary Lounge Access per calendar year, outside India 
• 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
• Enjoy dining benefits with the Good Food Trail program: Get up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). This offer is inclusive of Restaurant and Swiggy Discount, and valid only on payments done via the Swiggy App
• Zero Lost card liability
• Foreign Currency Markup: 2% on all foreign currency spends
• Get Revolving Credit at nominal interest rate
• 24/7 Concierge Services
• Milestone Benefit: Avail 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs and additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs in an anniversary year
• Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year
• Convert big spends into EMI after purchase
• Accidental air death cover worth Rs. 1 Crore
• Emergency overseas hospitalization up to Rs. 15 lakhs
• Lost Card Liability Cover : Up to Rs 9 lakhs  
• On retail spends including Insurance, earn 4 reward points on Rs. 150

Pros

• Built-in MasterCard contactless technology to make quick and secure payments at retail outlets
• Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
• Minimum 15% savings on dining bills at over 2500+ restaurants across India through the Culinary Treats Programme

Cons

• No Golf/coaching sessions

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Pros

• Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
• Accidental air death cover worth Rs. 1 Crore
• Fuel Surcharge Waiver

Cons

• Slightly high Annual Fee
• No golf/coaching sessions