IndusInd Bank Platinum Master Credit Card vs AXIS Bank IOCL Rupay Credit Card

IndusInd Bank Platinum Master Credit Card
IndusInd Bank Platinum Master Credit Card
IndusInd Bank · Mastercard
2
₹3,000 / Joining Fees
Apply Now →
VS
AXIS Bank IOCL Rupay Credit Card
AXIS Bank IOCL Rupay Credit Card
Axis Bank · Rupay
3.9
₹500 / Joining Fees
Apply Now →
Fees
IndusInd Bank
Axis Bank
Joining Fees
₹3,000
₹500
Renewal Fees
₹0
₹500
Network
Mastercard
Rupay
Editor's Review
2
3.9
Free Lounge Access
Yes
No
Features
IndusInd Bank Platinum Master Credit Card
  • 1.5 reward points for every Rs. 150 spent
  • Comprehensive insurance benefits
  • Fuel surcharge waiver
  • Buy 1 Get 1 free on movie tickets
  • Redemption options: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit
  • Platinum Credit Card Privileges: 
  1. Priority Pass Membership for you and your partner
  2. Complimentary golf session once a quarter at any of the select prestigious clubs
  3. Golf lessons and hole-in-one insurance
  4. Movie tickets at theatres twice a month (2 x 200 x 12)
  5. Savings on fuel surcharge
  6. The annual value of Reward Points on an average spend of Rs. 30,000 per month (300 points per month)
  7. IndusInd Bank Platinum Card welcomes you with great lifestyle offerings from EazyDiner, Montblanc, Luxe Gift Card, Collection Of Intimate Luxury Hotels, Amazon, Flipkart, Big Bazaar, ZEE5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola Cabs, Uber, BATA, Vero Moda, ALDO, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Yatra, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder.
  • BookMyShow Offer: Buy one movie ticket and get the other one absolutely free. Avail up to two free movie tickets in a month. Offer valid in all theatres registered with BookMyShow across all major cities. The price of the free ticket is capped at Rs. 200. 
  • Sathyam Cinemas Offer: Buy one movie ticket and get the other one absolutely free. Avail of up to four free tickets in a month. Offer valid in Chennai only.
  • With the Travel Plus program avail special waivers on lounge usage charges outside India.
  • Travel insurance for: Lost baggage, Delayed baggage, Loss of passport, Lost ticket, and Missed connection
  • Platinum Concierge service: A team of professionals are ready to assist you with hotel reservations, flight bookings and other lifestyle requirements. This is a complimentary service and is accessible from anywhere in the world. 
  • Auto Assist
  • Total Protect is a first-of-its-kind program that covers the cardholder for a sum up to the credit limit on your credit card and is available on add-on cards as well.
  • Air Accident Coverage- Complimentary personal air accident insurance cover of up to Rs. 25 lakh.
AXIS Bank IOCL Rupay Credit Card
  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn 20 Reward Points per Rs. 100 on fuel spends on IOC Terminal
  • 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
  • 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
  • Annual Fee waived off if spends more than Rs. 50000 per year
  • 10% instant discount for movie ticket booked via BookMyshow website
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Editor's Review
IndusInd Bank Platinum Master Credit Card

Pros

  • Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
  • Air Accident Coverage
  • Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

  • High Joining fee and annual fee
  • Fees applicable for using Priority Pass Membership
AXIS Bank IOCL Rupay Credit Card

Pros

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance 
  • 10% instant discount for movie ticket booked via BookMyshow website
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits

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